Privacy Policy

Effective date: August 6, 2026 · Last updated: August 6, 2026

Debt Relief Advantage is a brand owned and operated by Poet Street Capital LLC ("Debt Relief Advantage," "we," "us," or "our"). This Privacy Policy explains how we collect, use, disclose, and protect information about you when you visit debtreliefadvantage.com (the "Site") or submit a request through our forms. By using the Site, you agree to the practices described here.

1. Who we are

Debt Relief Advantage operates as a lead-generation and referral service. We connect consumers who are interested in debt relief with third-party debt relief, debt settlement, and financial service providers and their marketing partners. We are not a lender, law firm, credit repair organization, or debt settlement company, and we do not provide legal, tax, or financial advice.

2. Information we collect

a. Information you provide

When you complete a form or contact us, we may collect your first and last name, telephone number, email address, state of residence, estimated debt amount, income range, and any other information you choose to provide.

b. Information collected automatically

When you visit the Site, we and our service providers may automatically collect your IP address, browser type, device identifiers, pages viewed, referring URL, and similar usage data through cookies, pixels, and comparable technologies.

3. How we use your information

To respond to your request and provide the services you asked for;
To match you with, and share your information with, debt relief and financial service providers and marketing partners that may be able to assist you;
To contact you by phone, text message, email, or mail regarding debt relief and related offers, consistent with the consent you provide;
To operate, maintain, secure, and improve the Site;
To comply with legal obligations and enforce our Terms & Conditions.

4. How we share your information

We may share the information you submit with:

Debt relief and financial service providers and marketing partners, including JG Wentworth, so they may contact you about products or services that may fit your situation. A current list of categories of partners is available on our Marketing Partners page.
Service providers that perform functions on our behalf (for example, hosting, analytics, call routing, and customer support), bound by confidentiality obligations;
Legal and safety recipients when we believe disclosure is required by law, regulation, subpoena, or to protect the rights, property, or safety of Debt Relief Advantage, our users, or others;
Successors in connection with a merger, acquisition, financing, or sale of assets.

We do not sell your information for a fee to unrelated third parties for their own independent marketing outside of the referral relationships described above.

5. Your consent to be contacted (TCPA)

By submitting your information through our forms, you provide your prior express written consent for Debt Relief Advantage, JG Wentworth, and our marketing partners to contact you at the phone number and email address you provide — including through automated telephone dialing systems, prerecorded or artificial voice messages, text messages (SMS/MMS), and email — even if your number is on a state or federal Do Not Call registry. This consent is not a condition of purchasing any goods or services. Message and data rates may apply. You may reply STOP to any text message to opt out, or HELP for help.

6. Cookies and tracking technologies

We use cookies and similar technologies to remember your preferences, measure Site performance, and support advertising and analytics. You can control cookies through your browser settings; disabling them may affect how the Site functions.

7. Your choices and opt-out rights

Calls and texts: Ask us to stop calling by telling the representative, or reply STOP to any text message.
Email: Use the unsubscribe link in any marketing email, or contact us using the details below.
Do Not Call: You may add your number to the National Do Not Call Registry at donotcall.gov.

8. California privacy rights

If you are a California resident, the California Consumer Privacy Act (as amended) gives you the right to request access to, correction of, or deletion of your personal information, and to opt out of the "sale" or "sharing" of your personal information as those terms are defined by law. To exercise these rights, contact us using the information below or use our Do Not Sell or Share My Personal Information option. We will not discriminate against you for exercising your rights.

Do Not Sell or Share My Personal Information

To opt out of the sharing of your personal information with marketing partners, contact us by phone at (848) 863-6987 or by mail at the address below and state that you wish to opt out. We will honor verified requests as required by applicable law.

9. Data security

We use reasonable administrative, technical, and physical safeguards, including encryption in transit, designed to protect your information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

10. Children's privacy

The Site is intended for adults 18 years of age or older. We do not knowingly collect personal information from children. If you believe a child has provided us information, contact us and we will delete it.

11. Third-party websites

The Site may link to third-party websites, including those of our partners. We are not responsible for the privacy practices or content of those websites, and we encourage you to review their policies.

12. Changes to this policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date above. Your continued use of the Site after changes take effect constitutes acceptance of the revised policy.

13. Contact us

Poet Street Capital LLC (Debt Relief Advantage)
4400 RT 9 South, Suite 1000, Freehold, NJ 07728
Phone: (848) 863-6987
Email: privacy@debtreliefadvantage.com

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